Investment Management

Investing is one of the most important components of a holistic financial plan and isn't always an intuitive process. Whether you are new to investing or a seasoned investor, knowing how to make your money grow is worth your careful and deliberate consideration. It is definitely important to save your money and it is also important to protect the money you amass, growing your money is what investing is all about.

At JohnstonRogers we manage portfolios by helping you make sound investment choices and by removing cost and tax inefficiencies. For example, we often encounter portfolios that have the same holdings in them, multiple times. This creates a cost drag and tax consequences you might not be aware of and that we can help you avoid. With years upon years of combined experience and an extensive team of experts and specialists, we have the resources and expertise to help you make sound financial and investment decisions.

Investment portfolios can be made up of many different types of investments.  Having a diverse portfolio can help mitigate risk while still providing exposure to potentially high-return investments at the same time. Striking a balance between your tolerance for risk and potential gains are what we specialize in. 

There are many areas in which you can invest your money. Of course, they vary significantly in terms of the risks and returns involved. Some of the most common investments you can consider include:

Stocks
Companies usually sell stocks to raise money to finance their operations. When you buy shares of stock, you get partial ownership of a company, which allows you to participate in the company's gains or even losses. Some stocks might also allow you to earn dividends, which are regular payments of a company's profits. However, it is important to note that stocks do not offer any guaranteed return. This is because a company can lose value or even go out of business. Therefore, investing in stocks can be significantly risky.
Bonds
Companies and governments sell bonds as a way of borrowing money from investors. When you buy bonds, you essentially lend money to a company or the government to earn a fixed interest. Due to their regularly-scheduled interest payments, bonds are less risky than stocks. However, bonds are not completely safe since some companies can default on their payments.
Commodities
Some commodities you can invest in include agricultural products such as coffee and wheat, energy products such as crude oil, and metals such as gold and silver. These commodities are usually used as raw materials in industry. Of course, as an investor, you will not need to buy and hold physical commodities. Instead, you will buy commodities through options and futures contracts. You can also invest in commodities through other securities such as EFTs. However, it is worth noting that investing in commodities is extremely risky, especially for inexperienced investors.
Real Estate
You can invest in real estate by buying a piece of land, a home, or a commercial building. You can then earn money through rental income or by selling your property at a higher price. If you do not want to involve yourself in the challenges of managing real estate, you can instead buy shares of a real estate investment trust.